Travel Insurance
Why Buy Travel Medical Insurance?
Traveling abroad is an exciting and rewarding experience.
What will you do if you incur a sudden accident or illness while traveling overseas? How will you locate competent, qualified, English speaking medical providers? Will your domestic policy cover these expenses?
Travel Medical Coverage provides a simple and affordable mode of answering these questions. You get a smart phone app for locating doctors and 24 hour customer service to help you if you need medical attention for an accident or illness while traveling reachable through collect call. Customer service will steer you out towards prompt and professional care.
Recommended policies provide $1,000,000 in medical coverage and an additional $500,000. of medical evacuation coverage with 0 Deductible. The insurance carrier can direct pay some providers so you don’t have to get reimbursed. If providers are not eligible for direct pay, receipts can be submitted upon return.
Travel Medical Coverage is particularly important for seniors since many Medicare plans limit foreign travel coverage to a lifetime limit of $50,000.
What Will Travel Medical Insurance Cover?
Travel medical insurance policies are designed to protect you in the event of an injury or illness abroad. It will help to pay for medical expenses overseas and even pay for the expenses of you being evacuated back to the U.S., if necessary.
Why Buy Trip Protection Insurance?
Your vacation is an investment which can be easily protected with coverage for certain expenses should circumstances force you to cancel or interrupt your trip:
- Recover losses due to illness, injury, terrorism, financial default by your tour or cruise operator, dangerous weather conditions and more
- Ensure you have financial and medical support in the event medical transportation is required due to severe illness or injury
- Access additional support for services you might need including guarantees of payment for medical care and assistance for prescriptions and contact lens replacement
Why Buy Trip Protection Insurance?
Whether you are traveling for vacation, school, adventure, business or socially, Health & Integrative Insurance Solutions, Inc. is here to provide you with peace of mind. We’ll be by your side, worldwide.