Why Buy Travel Medical Insurance?
Traveling abroad is an exciting and rewarding experience.
What will you do if you incur a sudden accident or illness while traveling overseas? How will you locate competent, qualified, English speaking medical providers? Will your domestic policy cover these expenses?
Travel Medical Coverage provides a simple and affordable mode of answering these questions. You get a smart phone app for locating doctors and 24 hour customer service to help you if you need medical attention for an accident or illness while traveling reachable through collect call. Customer service will steer you out towards prompt and professional care.
Recommended policies provide $1,000,000 in medical coverage and an additional $500,000. of medical evacuation coverage with 0 Deductible. The insurance carrier can direct pay some providers so you don’t have to get reimbursed. If providers are not eligible for direct pay, receipts can be submitted upon return.
Travel Medical Coverage is particularly important for seniors since many Medicare plans limit foreign travel coverage to a lifetime limit of $50,000.